It can be a struggle to have a regular budget if you never know exactly how much money you’re going to make. However, it’s not impossible, and there are some things you can do.
In order to budget when you work for tips, take a look at your last few pay stubs and tips earned to determine how much income you can expect each month.
If you do this, you’ll be able to tally up how much money you have spent at the end of each month, and it will let you know exactly what your expenses are.
One way to manage your income is to use an envelope system. Another way is to deposit all of your earnings into your bank account and track your spending with an app.
Another way to manage your tip money as a server is to deposit it into your bank account and then use a banking app such as Mint or You Need A Budget (YNAB).