Must Do Frugal Hacks for Living Cheap and Saving Big

Are you tired of constantly struggling with money? While earning more is an option, mastering frugal living and better money management might serve you better. Living well on less means never needing more. Let’s explore how to make the most of our finances and thrive on a tight budget!

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    Craft Your Financial Blueprint and Stick to It

    It’s crucial to have a plan for your money—a budget, if you will. Before scrutinizing your spending habits, define your financial priorities and goals. What truly matters to you? Once you’ve set your intentions, align your spending with your plan. And remember, creating the plan is only half the battle; living it out requires discipline and consistency.Added tip: Explore strategies to turbocharge your frugal lifestyle!

    Build Your Financial Safety Nets

    Unexpected expenses can torpedo even the best-laid spending plans. That’s where emergency funds and sinking funds come into play. Don’t know what they are? Dive into the world of financial safety nets to safeguard your budget from surprise blows.

    Female hand putting money into piggy bank and counting on calculator closeup

    Practice Mindful Spending

    Instead of simply knowing what you have, strive to cultivate mindfulness in your spending habits. Pause before making purchases and ask yourself if the item aligns with your values and long-term goals. By practicing mindful spending, you can avoid impulse buys and focus on what truly matters.

    Opt for Reusables Over Disposables

    Making the switch from disposable to reusable items may seem daunting, but it pays off in the long run. From wool dryer balls to reusable food wraps, investing in sustainable alternatives not only saves money but also reduces waste.

    Here are my top 7 favorite reusable products!

    Wool Dryer Balls. Not only do they save you money on dryer sheets, but they reduce drying time by up to 25% saving you money on utilities and you skip the harsh chemicals rubbing off on your clothes!

    ReUsable BeesWax Food Wraps. A fantastic alternative to plastic wrap! Keeps food fresh and you simply wash with soap and water. They also come in a variety of sizes. 

    Reusable makeup remover pads. These are organic cotton and I’m absolutely in love with these little rounds. I use them up and then throw them in the washing machine. So simple.

    Swiffer Sweeper Microfiber Reusable Mop Pads. This is a set of two machine washable microfiber pads. Super easy disposable replacement and in my opinion, work better!

    Reusable K-cups. You can buy your favorite ground coffee in bulk and use these little beauties to save yourself TONS OF MONEY on regular k-cups. 

    Reusable food storage bags. A multipack of these extra thick, leakproof bags. Skip the plastic baggies and grab these!

    Huck towels. Skip paper towels and make the switch today! Save yourself tons money with this pack of 25 white towels.

    Look for Free Options First

    If you are patient and willing to do a little research, you would be shocked at what is available free of charge. Explore avenues like frugal family fun ideas, kids-eat-free offers, and curb alerts for free treasures. With a bit of patience and resourcefulness, you can snag plenty of goodies without spending a dime.

    • Frugal Fun Ideas: I have an entire post dedicated to frugal family fun and it’s full of ideas!
    • Eating Out for Free (almost): Another favorite of mine is this post from Wallet Hacks with a list of places where kids eat free. If you enjoy going out to eat and it’s in your budget, why not maximize your savings?!
    • Curb alerts! One man’s trash is another man’s treasure! Have you head that saying? You can often find people giving stuff away free on Craigslist and Facebook. There are even groups on facebook where you can buy, sell or swap. These groups are city specific so make sure you search accordingly!
    • Check Coupons: Buy one, get # is one of my favorite deals. You know what’s better? Reward points from your grocery store, debit card etc. Make sure you are checking those to max out your benefits! I’ve gotten free gas, free groceries, and tons of other goodies this way!
    • Get freebies! Did you know that there are companies that will send you samples of things for free?? A website I found called Pinch Me, has you fill out a few questions about your household and then they will send you appropriate samples. All you have to do is let them know how you liked them after you tried them. The Krazy Coupon Lady also has a list of 27 companies that will send you free stuff. Super. Simple.
      • If you are having a baby, there are tons of companies dying to send you stuff for free. Check out this post by Retail Me Not.
    • Become a Beta Tester.  If you are willing to try something out and provide feedback, beta testing could be a good option for you. I’ve been a Beta reader for a few of my favorite authors, which means free books. I’ve beta tested software programs and product prototypes– there are lots of options in this area.

    Harness the Sharing Economy

    Dive into the sharing economy by exploring platforms that facilitate resource-sharing and collaborative consumption. From carpooling and bike-sharing to co-working spaces and tool libraries, embracing sharing initiatives can help you save money while reducing your environmental footprint.

    Explore Minimalism

    Embrace the principles of minimalism by decluttering your life and prioritizing experiences over possessions. Adopting a minimalist mindset encourages intentional living and can lead to significant cost savings as you learn to appreciate simplicity and eschew unnecessary expenses.

    Don’t Be Afraid to Buy Pre-Loved Items

    There is so much money to be saved buying used (pre-loved) items. Explore platforms like ThredUp for gently used clothing or scour local thrift stores and online marketplaces for hidden gems.

    Find Friends Who Live and Love Frugal Habits

    Your social circle can influence your spending habits. Cultivate relationships with like-minded individuals who value frugality and support your financial goals. Swap frugal living tips, organize budget-friendly outings, and hold each other accountable on your journey to financial freedom.

    Master Meal Planning and Grocery Budgeting

    Meal planning is a game-changer when it comes to reigning in grocery expenses and reducing food waste. Whether you do weekly or monthly shopping, a well-thought-out meal plan can save you both time and money. Consider services like $5 Meal Plans to simplify the process and discover budget-friendly recipes.

    Don’t Miss This Chance!

    Drop your email address below to grab 3 months of money-saving ideas and join a community of 22K other savvy savers!

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      In conclusion, money is a tool, and mastering the art of frugal living empowers you to wield it wisely. Whether it’s adopting money-saving apps, hunting for coupons, or simply crafting a spending plan, every step toward frugality is a step toward financial freedom. So, don’t hesitate—take charge of your finances today!

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      Kristen is the founder and content creator at Mom Managing Chaos where she teaches busy moms how to simplify and organize their life and finances. She writes about frugal living, budgeting, productivity and organization.