Terms and Conditions

Terms and Conditions:

General Provisions 

Some of my posts may contain affiliate links in order to share products that I use and recommend. If you click on one of the product links in my posts, I will receive a small portion of any sales at no additional cost to you. I only share products I have used and think may be of benefit to you. I always give honest feedback regarding all products and services. The affiliate money I earn each month helps to support this site.

I am a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.

Intellectual Property Notice

All images, text, designs, graphics, trademarks and service marks are owned by and property of Mom Managing Chaos, or the properly attributed party. It is a violation of federal law to use any of our intellectual property in whole or in part, and modification of any materials contained on this site is illegal and may be prosecuted to the fullest extent permissible should we choose to do so, including asking for financial penalties (damages) and/or an injunction forcing you to stop using our intellectual property immediately.

You may use our intellectual property with clear and obvious credit back to our site, as well links back to the page where the materials, designs, images, text, quote or post is located when it is appropriate to do so.  However, you may never claim any of our intellectual property as your own or your unique creation, even with attribution.

Except as provided in these Terms, you may not use, modify, republish, frame, license, transfer, post, transmit, create derivative works from, or otherwise exploit any Content from this Site, in whole or in part, without the express permission of Kristen.

Reproduction, distribution, republication, and/or retransmission of material contained within this website is prohibited without prior written consent of Kristen. Any other use, including the reproduction, modification, distribution, transmission, republication, display or performance, of the content on this site, is strictly prohibited. Nothing contained in these Terms shall be construed as conferring any other license or right, express or implied, under any of Kristen‘s intellectual property rights.

Your Communications

Any communications made through our ‘contact,’ blog, blog comments, newsletter sign up or other related pages, or directly to our phones or mailing or email addresses is not held privileged or confidential and is subject to viewing and distribution by third parties. We own any and all communications displayed on our website, servers, comments, emails or other media and will not give credit or pay royalties for unsolicited user-generated content such as blog comments or emails. For more information on when and how we store and use your communications or any data provided by you in those communications, please refer to our Privacy Policy on this page.

We maintain a right to republish any submission in whole or in part as reasonably necessary in the course of our business. You agree not to submit any content or communications that could be illegal or serve an unlawful purpose, including, but not limited to communications that are potentially libelous or maliciously false, abusive, negligent, obscene or otherwise harmful or inappropriate.


These Terms of Use agreement are entered into by and between You and Mom Managing Chaos LLC (hereafter “Website”, “Site”, “Company”, “I”, “We”, “Me”, “My” “Us”, “Our”) for the purpose of having access to and using Budgets that Make Sense, Dollars that Make Sense products, spreadsheets, workbooks, printables and online course (hereafter, “online course”, “Course”, “workbook”, “spreadsheet”, “printable”) hosted on the Thrivecart platform, Etsy, Mom Managing Chaos Shop and Google Drive. 


These Terms of Use constitute a legally binding agreement between You and Company concerning your access to and use of Biweekly Budget Blueprint, Dollars that Make Sense, Better Budget Calendar, and Budgets that Make Sense products located on MomManagingChaos.com platform, Thrivecart, or Mom Managing Chaos Etsy shop,  as well as any other application, media channel or tool related to the Course or products. 

You understand, acknowledge and accept that by accessing and using this Course, you are bound by all of these Terms of Use. By using the Course or by clicking to accept or agree to the Terms of Use when this option is made expressly available to you. You accept and agree to be bound and abide by these Terms of Use. If you do not abide by all terms, then you are obligated to stop the use of the online course, your access will be denied, and you will no longer have any authority or license to use this online course.  


Your access and use of this online course also signify your acquiescence and agreement to our Privacy Policy. The Privacy Policy governs our process of collecting information and data and outlines how and for what purpose we use such data. Our Privacy Policy governs both your use and access to our Website and to our Course. If you do not agree with the entirety of our Privacy Policy, do not access/use our Website, and do not purchase our Course. 

The Website and this Course are intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Website.

If you do not agree with all these Terms of Use, then you must not access the Website, this Course or click on any links or use the Website and Course in any way. 


Your use of and access to our online course is subject to Our Disclaimer. You can read our Disclaimer policy, which governs the Website at MomManagingChaos.com online course and your use of it on the platform the Course is on. The Disclaimer informs users and visitors of the Website and online course of various limitations regarding the information provided on the Website. 

Aside from regular Disclaimer covering our Website limitations, affiliations, and product use, this particular Disclaimer section complements our Website Disclaimer by adding certain specific clauses to cover categories regarding our Dollars that Make Sense, Budgets that Make Sense online courses, workbooks, or other products..  By agreeing to the Terms of Use, you’re also acknowledging and agreeing with the Website Disclaimer and this additional Disclaimer section. 

The Spreadsheets and Workbooks Provide No Guarantees

When you access and use our Biweekly Budget Blueprint, Better Budget Calendar, Budgets that Make Sense and Dollar that Make Sense course and workbooks, you acknowledge, understand, and agree that We do not promise any guarantees or typical results.

Each individual’s results will vary. The results and amount of money made, and connections made are dependent on various factors. What one person will accomplish from this Course is not representative of what you will achieve from it. You accept that We, our Website, and Online Course are not making any guarantees, and your access and use of this Course is an act of acknowledging and understanding fully that your results may vary

Do not take this Course if you’re doing so with an expectation to earn a set amount of income similar to a case study subject or another person who took the course previously. 

Third-Party Affiliates and Sponsors

Our online course and workbooks, Budgets that Make Sense, Better Budget Calendar and Dollars that Make Sense may make product and software recommendations during the duration of the Course. It may be possible that we are affiliated with those Third-Party companies. This means that if you make any purchase, subscribe for a service or rent any equipment through our links, then we will get a small commission at no extra expense to you. If a link is an affiliate link, you will know about it, because we will clearly say so. 

Regardless whether we are affiliated or partnered with any Third-Party companies or products, we will never recommend a product or service that we don’t believe and like. However, you acknowledge, agree and accept that we are not liable for any Third-Party products or services, and do not have any responsibility as to your access, use and opinion of the product/service. 


Any downloads, articles, and resources provided in the Course and through the Course platform are solely provided for educational and informational purposes only. Nothing provided in and through the Course should be construed as legal, medical, financial, tax, or any other professional advice. 


The Dollars that Make Sense Workbook, Biweekly Budget Blueprint, and Better Budget Calendar, are being offered for sale. The Course Creator and our Website reserve the right to increase the price as we see fit at any point. 

Our Website and Kristen of Mom Managing Chaos, as the Course creators, accept payments in the following manner: paid in full before getting access to the Course, Spreadsheets or Workbooks.

You are responsible for making sure that your payments are made on time. Keep your credit/debit card information updated at all times. Should you fail to make your payment in a timely manner, we reserve the right to take steps to rectify the situation


Mom Managing Chaos LLC DOES NOT HAVE a refund policy. 

Please note that there is no refund/return policy for Dollars that Make Sense workbook, Budgets that Make Sense, Better Budget Calendar, Biweekly Budget Blueprint spreadsheets or any other products from Mom Managing Chaos LLC. All purchases are final. When you purchase, access, or use the course, workbooks or other products it is indicative of your consent to the Terms of Use and refund policies. You fully understand and accept that the products of Mom Managing Chaos LLC do not provide refunds. 


This Website/Company and Dollars that Make Sense workbook, Budgets that Make Sense spreadsheet products or any other products of Mom Managing Chaos LLC is our proprietary property unless otherwise indicated. We have complete ownership and control of any source code, databases, functionality, software, website designs, audio, video, text, photographs, course content, videos, tutorials, worksheets, workbooks, and graphics on the Site and Online Course and the trademarks, service marks, and logos contained therein (hereafter “Marks”). The Content and Marks are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the United States, foreign jurisdictions, and international conventions. 

As a visitor and user of this Website, and a person who purchased the Course, you are given a limited license and are not permitted to break the boundaries of that license. 

Dollars that Make Sense workbook, Better Budget Calendar, Biweekly Budget Blueprint, Budgets that Make Sense spreadsheets, and other products of Mom Managing Chaos LLC– and all of its contents, videos, worksheets, workbooks, tutorials, email lists, email, and any other content or information pertaining to the course, workbooks or spreadsheets in any way are considered an Intellectual Property. 

This Intellectual Property belongs wholly and unequivocally to our Website and Kristen W. We have complete and sole ownership over the Course and anything related to it. 

No Unauthorized Copying/Reproducing of Course Materials

As a purchaser of Better Budget Calendar, Biweekly Budget Blueprint, Dollars that Make Sense workbook, Budgets that Make Sense spreadsheets or other products of Mom Managing Chaos LLC, you’re given a limited license to access and use of those products.. You do not have ownership of any Intellectual Property related to the Course. You are forbidden from making copies, reproductions or any kind of replication of the Course. You do not have the right to transfer the access to the Course to another person. 

License to access and use the course is granted to each paying customer only. Should we discover that you reproduced, copied, sold, licensed out, leased, rented or transferred the Course to another person or entity, we reserve the right to seek remedies. 


As a condition of your purchase and use of our products, you agree and acknowledge not to use the Workbooks, Spreadsheets or Printables, any content or resources available for download from the Course, workbooks, spreadsheets or printables for any purpose that is prohibited by these Terms of Use and/or is unlawful. You will not use the Course, spreadsheets, or printables for any illegal or unauthorized purpose; access and use the Course, workbooks, spreadsheets or printables to advertise or offer to sell goods and services; engage in unauthorized framing of or linking to the Course, workbooks, spreadsheets, or printables; attempt to impersonate another user; interfere with the Course, workbook, spreadsheets or printables or Course platform in a way that affects other people’s quality of use and access to the Course; attempt to bypass or hack any measures of the Site designed to prevent or restrict access to the Site, the Course, workbooks, spreadsheets or printables or  any portion of the Course, workbooks, spreadsheets or printables

The content belonging to the Company and/or Kristen W. included in the Course, workbooks, spreadsheets, or printables  are not for resale. In the case you have permission to download something, such a freebie, PDF, eBook, guide, etc., you are not allowed to sell it or transfer it to another person. 

You will not delete or alter any content or other proprietary rights or notices. Company and Kristen W. do not grant you any licenses for ownership or proprietary rights. 


We reserve the right to change, modify, or remove the contents of the Course at any time for any reason at our discretion without needing permission from anyone. As a person who purchased the Course, you will be given an advanced warning and notice of change and/or termination/interruption to the Course. 

We will not be liable to Your or any third-party if we decide to modify, change or remove part or all of content from the Course, Spreadsheet, Workbooks, or Printables, change prices, suspend or discontinue the CourseSpreadsheet, Workbooks, or Printables. We cannot guarantee that the Course, Spreadsheet, Workbooks, or Printables, will be available at all times. We may experience downtime, technical or software difficulties, or simply decide to discontinue for whatever reason. 

If you purchased the Course, Spreadsheet, Workbooks, or Printables, then you will have access to the Course Spreadsheet, Workbooks, or Printables, for the specified length of time. Updates are possible with the Course content. You will receive the updates for the Course for free. 

You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use our Site. 


These Terms of Use and your access and use of our Course and Course platform are governed by and construed in accordance with the laws of the United States and Florida. 


If a dispute arises between You and Our Company and or Website, and if You and Us are unable to resolve the Dispute through informal negotiations, then the Dispute will be finally and exclusively resolved by binding arbitration. Any arbitration will take place in Florida only. You further agree that you shall be responsible for all costs associated with initiating the arbitration and for the administration of the arbitration. 


This Course and these Terms of Use are controlled, operated and administered by Our Company and Website located in Florida, United States of America (“USA”). If you access the Website and services from a location outside of the USA, then you are responsible to comply with all the local laws. You acknowledge and agree that you may not access and use this Website and its contents and services in any way, manner or country prohibited by applicable laws and regulations. 


No Joint Venture or Partnership/Agency relationship is created between You and Us by your access and use of the Website and the Course,Spreadsheet, Workbooks, or Printables, and by these Terms of Use. You further agree that these Terms of Use will not be construed against us simply because we drafted them. You waive any and all defenses you may have based on the electronic form of these Terms of Use and the fact that they are not signed by the parties. 


This Agreement is considered to be the entire agreement between you and Us in regards to our Course Spreadsheet, Workbooks, or Printables,. However, Kristen W., the Course, Spreadsheet, Workbooks, or Printables, creator, reserves the right to make any and all changes to this Course, Spreadsheet, Workbooks, or Printables, unanimously, without needing to warn others about it first. 

You acknowledge, understand and agree that these Terms of Use, Privacy Policy, and Disclaimer constitute the Entire Agreement between the user and the Company and/or Website. 


We welcome you to contact us if you have any questions, concerns or comments regarding the terms in this agreement. 

Mom Managing Chaos LLC


2940 Dawn Rd,
​Jacksonville, FL 32207

[email protected]