Get off the money struggle bus! Check out, what in my opinion, is one of the most effective budgeting methods around– zero based budgeting. Budgeting was a word I heard quite a bit when I was growing up, but less about the how’s and the […]
The Cash Envelope System is not new, it’s been around the block–a few times. Why is it still hanging around after all this time, you ask? Well, because it works. I know in this digital age people tend to crinkle their nose at the prospect […]
What is a no spend challenge? You may be wondering what is a no spend challenge is. Well, it’s exactly what it sounds like– you take the challenge to not spend money on anything other than the absolute necessities. Necessities: gas, rent, utilities, food, etc. […]
The number one place where people overspend in their budget is on food! While food is a necessity, spending a ton of money on it doesn’t have to be. Coming up with a budget grocery list can be a challenge, absolutely, but with some pre-planning, […]
Are you struggling with how to stop spending money and take control of your finances? Are you often left with a whole lot of month and not enough paycheck? If any of this sounds familiar check out these simple, easy to follow tips and strategies […]
Budgeting weekly is where it’s at, ya’ll! Do you know where the battle is won when it comes to budgeting? It’s the little things. It’s not about saying no to $1000 entertainment center. It’s saying no to the consistent little purchases that may seem like […]
No matter what your financial situation you need a budget. Budgeting is the financial roadmap for your life. Budgeting can be as easy or as complicated as you want to make it. Let’s jump into everything you need to know about budgeting! Budgeting Basics Are […]
Do you know what a sinking fund is? If so, do you have a sinking fund? If not, you definitely should! Here’s everything you need to get started. Sinking funds and Emergency funds work similarly but are used for very different purposes. If you have […]
Have you ever had an emergency pop up? Have you ever found yourself scrambling trying to find the money to cover it? Then you, my friend, need to start your Emergency Fund savings, or as I like to call it, my oh-$#*! fund. Money, in […]
Owning Your Bi Weekly Budget Bi weekly versus semi monthly pay. First, let’s start with some clarification about how you are getting paid. Semimonthly pay is getting paid on twice a month– usually on the 1st and the 15th. Bi weekly pay is getting paid every […]
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