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Budgeting

Why People Who Suck with Money Need the 50/30/20 Budget

Why People Who Suck with Money Need the 50/30/20 Budget

If you are new to budgeting, it can feel overwhelming coming up with a plan and making decisions about where your money needs to go. If this is not your first budgeting rodeo– perhaps you are still struggling with finding the right budgeting method that […]

How to Take Charge of Your Money with a Zero Based Budget

How to Take Charge of Your Money with a Zero Based Budget

Get off the money struggle bus! Check out, what in my opinion, is one of the most effective budgeting methods around– zero based budgeting. Budgeting was a word I heard quite a bit when I was growing up, but less about the how’s and the […]

How to Use Cash Envelopes to Stop Your Budgeting Money Leaks

How to Use Cash Envelopes to Stop Your Budgeting Money Leaks

The Cash Envelope System is not new, it’s been around the block–a few times. Why is it still hanging around after all this time, you ask? Well, because it works. I know in this digital age people tend to crinkle their nose at the prospect […]

No Spend Challenge | Becoming a More Mindful Money Spender with a Savings Plan

No Spend Challenge | Becoming a More Mindful Money Spender with a Savings Plan

What is a no spend challenge? You may be wondering what a no spend challenge is. Well, it’s exactly what it sounds like– you take the challenge to not spend money on anything other than the absolute necessities. Necessities: gas, rent, utilities, food, etc. Ya’ll […]

11 Simple Tips You Need to Stop Spending Money

11 Simple Tips You Need to Stop Spending Money

How to Fight the Urge to Spend Money Are you struggling with how to stop spending money and take control of your finances? Are you often left with a whole lot of month and not enough paycheck? You struggle with cultivating better money habits?  If […]

How Budgeting Your Money Weekly Can Change the Way You Spend Money

How Budgeting Your Money Weekly Can Change the Way You Spend Money

Budgeting weekly is where it’s at, ya’ll! Do you know where the battle is won when it comes to budgeting? It’s the little things. It’s not about saying no to a $40 dress. It’s saying no to the $1 or $5 little purchases that may […]

Budgeting Made Simple: A Step by Step Guide

Budgeting Made Simple: A Step by Step Guide

No matter what your financial situation you need a budget. Budgeting is the financial roadmap for your life. Budgeting can be as easy or as complicated as you want to make it. Let’s jump into everything you need to know about budgeting!     Budgeting […]

Sinking Funds | What is a Sinking Fund and Why Do I Need Them

Sinking Funds | What is a Sinking Fund and Why Do I Need Them

Do you know what a sinking fund is? If so, do you have a sinking fund? If not, you definitely should! Here’s everything you need to get started. A sinking fund and an emergency fund work similarly but are used for very different purposes. If […]

Why an Emergency Fund is Important | Planning for Financial Emergencies

Why an Emergency Fund is Important | Planning for Financial Emergencies

Have you ever had an emergency pop up? Have you ever found yourself scrambling trying to find the money to cover it? Then you, my friend, need to start your Emergency Fund savings, or as I like to call it, my oh-$#*! fund.   Why […]