Have you ever asked yourself, how much should I spend a month? Well, Dave Ramsey has helped us with the answers to these questions with his recommended budgeting percentages. Dave Ramsey, author of Total Money Makeover and personal finance expert, may not be everyone’s cup of tea, but he, without a doubt, made personal finances practical,
Budgeting is the first step to meeting your financial goals. And whatever your financial situation, having a plan for your money is essential. But that doesn’t mean that your budget needs to be complicated. You can make creating a budget downright simple! After multiple months of blowing it with traditional line-item budgeting, I gave myself
Get off the money struggle bus! Check out, what in my opinion, is one of the most effective budgeting methods around– zero based budgeting. Budgeting was a word I heard quite a bit when I was growing up, but less about the how’s and the why’s. When I left home and suddenly was responsible for
The Cash Envelope System is not new, it’s been around the block–a few times. Why is it still hanging around after all this time, you ask? Well, because it works. I know in this digital age people tend to crinkle their nose at the prospect of carrying cash. BUT if you are a regular, card-carrying member of
Hey there! If you’re reading this, you’re probably wondering what a no-spend challenge is and whether it might help you save money. Let me tell you – it’s one of the most eye-opening financial exercises I’ve encountered, and it’s simpler than you might think. What’s a No-Spend Challenge, Anyway? Think of it as a financial
Are you struggling with how to stop spending money and take control of your finances? Are you often left with a whole lot of month and not enough paycheck? You struggle with cultivating better money habits? If any of this sounds familiar, check out these simple, easy to follow tips and strategies on how to
Budgeting weekly is where it’s at, ya’ll! Do you know where the battle is won when it comes to budgeting? It’s the little things. It’s not about saying no to a $40 dress. It’s saying no to the $1 or $5 little purchases that may seem like a little, but end up being a bigger