It is never too early to start thinking about building a Christmas Savings Plan! For many families, Christmas is one of the biggest (and most expensive) holidays of the year. Planning ahead is key to making the holiday less stressful and more affordable. Let’s take a look and some simple, yet effective ways to jump
How to stretch a dollar when you’re living on one income is an all too common problem many families face. You are living on a shoestring budget, and you’re looking for ways to cut costs and save more money. You desperately want to find quick, simple ways to make your money go just a little
Are you struggling with stretching your money every month? Check out this guide with tips on how to stop living paycheck to paycheck. Learn how to budget so you can get control of your money and your financial life.
You know what’s hard? Parting with part (or all) of your income every month. Bills are an unfortunate fact of life. Whether you are paying down a mortgage, your internet bill, a cell phone– you have expenses that you need to pay every month and you need an organized way to keep track of them
Sticking to a budget is about as fun as sticking to a diet. Amiright?! #nojudgements With that being said, you’re here because you know that something has to give and in order to succeed with your money you need to give this whole budget thing your full attention and that doesn’t just mean writing it,
Have you ever asked yourself, how much should I spend a month? Well, Dave Ramsey has helped us with the answers to these questions with his recommended budgeting percentages. Dave Ramsey, author of Total Money Makeover and personal finance expert, may not be everyone’s cup of tea, but he, without a doubt, made personal finances practical,
Budgeting is the first step to meeting your financial goals. And whatever your financial situation, having a plan for your money is essential. But that doesn’t mean that your budget needs to be complicated. You can make creating a budget downright simple! After multiple months of blowing it with traditional line-item budgeting, I gave myself
Get off the money struggle bus! Check out, what in my opinion, is one of the most effective budgeting methods around– zero based budgeting. Budgeting was a word I heard quite a bit when I was growing up, but less about the how’s and the why’s. When I left home and suddenly was responsible for
The Cash Envelope System is not new, it’s been around the block–a few times. Why is it still hanging around after all this time, you ask? Well, because it works. I know in this digital age people tend to crinkle their nose at the prospect of carrying cash. BUT if you are a regular, card-carrying member of