Christmas is hands down my favorite time of the entire year. Between spending time with family members you rarely get to see, the Christmas tree, the Christmas lights, the family dinner– it really is a wonderful time of the year. But what happens when the holiday season is upon you and your bank account shows
Restaurant prices have gotten wild, but you can still save money eating out without giving up your favorite table. Food is one of the biggest line items in any family budget, and dinners out are usually the sneakiest part of your food budget. The good news? A little planning goes a long way. With a
Most people who are living paycheck to paycheck aren’t bad with money. That’s the part nobody talks about. The moms I hear from most often are working hard, paying their bills, keeping the household running — and still ending up with almost nothing left by the time the next check comes in. The margin just
When the budget is already stretched thin, the idea of cutting expenses further feels somewhere between daunting and pointless. If you’ve already trimmed the obvious stuff, where exactly is the money supposed to come from? The answer, for most households, is hiding in the same places — credit card interest quietly compounding, subscription services that
Having a comprehensive list of budget categories is one of your first steps to successfully creating a budget. We’ve all had the experience where we were excited to start saving, only to have some surprise expense crop up and bust our budget. One way to get ahead of these budget “surprises” is with a comprehensive
Hitting a six-figure salary is part of the American Dream. A six-figure salary lets you live more comfortably and, in many cases, in the lap of luxury. So, what exactly will six figures get you in 2022? In 2022, a six-figure salary allows you to provide for a family and pay the bills. If you
The economic effects of a post-COVID-19 world have touched people worldwide, especially in homes with stay-at-home moms, who are struggling more than ever to stay on top of everything, including a budget. That’s where programs like YNAB and Mvelopes come in. Both YNAB and Mvelopes are applications that help create a budgeting system for yourself
The quarter challenge starts with 25 cents on day one, and where it goes from there depends on which version you pick. That’s the first thing to know: there are two ways to run this challenge, and this post covers both. The escalating version adds one more quarter each day, so day one is a
Want to save $5000 this year? Why not try a money-saving printable chart to not just make it easy, but fun! It’s time to take control of your money and finally prioritize saving money. Whether you want to build out your emergency fund, buy a house, need a new car, or finally take that vacation