Have you ever asked yourself, how much should I spend a month? Well, Dave Ramsey has helped us with the answers to these questions with his recommended budgeting percentages. Dave Ramsey, author of Total Money Makeover and personal finance expert, may not be everyone’s cup of tea, but he, without a doubt, made personal finances practical,
Some women constantly seem to struggle to make ends meet, and other women seem to be able to float through life without breaking the bank. Well, it might have something to do with financial management more than luck, so here are nine habits of women who manage to avoid being broke. Make a Financial Plan
It happened again. You started off the month with all your ducks in a row, and you were determined that this month was going to be the one where you started budgeting seriously, but it just didn’t happen. You’ve ended up with nothing by the next paycheck again. If this sounds like you, then perhaps
There are lots of reasons you may be looking to live as cheaply as possible, let’s take a look at some easy ways to save money and starting living life on the cheap! 1. Reduce Monthly Subscriptions An easy place to jump start your frugal living journey and something that can really save a lot
Want to be ready for Christmas without all the stress? Check out these 9 simple tips to get organized and get ahead so you’re holiday ready.
Budgeting when you get paid biweekly comes down to one thing: your paydays move around the calendar and your bills do not. Line those two up and the rest gets simple fast. Getting paid every other week means twenty-six paychecks a year. Most months you get two. Twice a year you get three. That third
Let’s cut through the noise and get real about money. With everything and everyone being online now, it can be hard to separate fact from fiction. But fear not, because we’re here to set the record straight. From debunking misconceptions about debt to talking about planning for your future. Let’s jump into some of the
We’ve all heard about the impact credit scores have on our financial lives. They are the gatekeepers to the best interest rates, great credit card offers, and even the cozy apartment you’ve been eyeing. It seems straightforward, right? Maintain a good credit score, and the financial world is your oyster. Yet, it’s not just about
Most budgets fail because they ask you to track ninety categories and you quit by February. The 40-30-20-10 budget asks you to track four. Forty percent to needs, thirty to wants, twenty to savings, and ten to debt. That’s the whole system. Four numbers, one page, and enough structure to see what’s happening without a